Bill Murphy Insurance Services Inc | Sonora Ca
Auto Insurance | Automobile Insurance| Car Insurance
Let us be your car insurance agent of choice. We give you affordable auto insurance rates and discounts, plus maximum benefits and unmatched service at Bill Joe Murphy Insurance Services
Auto Insurance | Automobile Insurance| Car Insurance
We want to be your car insurance agent of choice. We offer affordable auto insurance rates and discounts, plus maximum benefits and unmatched service at Bill Joe Murphy Insurance Services.
Our insurance agents want to make sure that your auto insurance policy fits your exact needs. From work trucks to classic cars, from minivans to convertibles; we can provide an insurance policy that actually protects your car.
We want to be your car insurance agent of choice. We offer affordable auto insurance rates and discounts, plus maximum benefits and unmatched service at Bill Joe Murphy Insurance Services.
Our insurance agents want to make sure that your auto insurance policy fits your exact needs. From work trucks to classic cars, from minivans to convertibles; we can provide an insurance policy that actually protects your car.
Typical auto insurance quotes include the following coverage types:
Liability
insurance for property damage and injuries to others caused by you while operating your vehicle.
Medical
coverage for the driver and occupants of the insured vehicle.
Collision
insures the owner from loss during a collision with another vehicle.
Comprehensive
protection from damage caused by things other than vehicle collision.
Other coverage can be added for specific vehicle needs like: antique automobiles, classic cars, high performance cars, and more.
SR22 Insurance
SR22 Insurance | Bill Joe Murphy Insurance Services
Getting a DUI or DWI can be one of the most traumatic events in your life. Once your driving privileges have been suspended by the DMV or the court there isn't a lot of direction or instruction by anyone how to reinstate your driver's license. It can feel like a catch-22 where you can't get your license without an SR-22, but you can't get insurance (and an SR-22) without getting your license. We take the mystery out of getting your license reinstated by giving you as much information about SR filings. We offer a guide for getting your license back as quickly and inexpensively as possible.
By the time most people search for an SR-22 they have already been to court, to their DMV hearings or both. The DMV usually orders everyone that has been charged with a DUI to get an SR-22. Sometimes the DMV orders unlucky drivers to get an SR-22 when they become a “negligent operator”, by accumulating too many violations or accidents within a certain period of time.
Getting a DUI or DWI can be one of the most traumatic events in your life. Once your driving privileges have been suspended by the DMV or the court there isn't a lot of direction or instruction by anyone how to reinstate your driver's license. It can feel like a catch-22 where you can't get your license without an SR-22, but you can't get insurance (and an SR-22) without getting your license. We take the mystery out of getting your license reinstated by giving you as much information about SR filings. We offer a guide for getting your license back as quickly and inexpensively as possible.
By the time most people search for an SR-22 they have already been to court, to their DMV hearings or both. The DMV usually orders everyone that has been charged with a DUI to get an SR-22. Sometimes the DMV orders unlucky drivers to get an SR-22 when they become a “negligent operator”, by accumulating too many violations or accidents within a certain period of time.
What is an SR22 Insurance?
An SR22 is simply a filing that your auto insurance company files with the DMV that lets them know you carry an active auto insurance policy. It's required when the DMV decides to allow a person driving privileges only if they carry valid auto insurance. An SR22 filing allows the DMV to keep track of your auto insurance as the insurance companies are required to notify the DMV anytime your coverage becomes inactive. Usually, the DMV will require an SR22 insurance policy to be carried for a term of 3 years, if at any time during these 3 years your SR22 gets cancelled, the DMV will suspend your license pending proof of an active SR22 policy as well as another reinstatement fee.
Reasons a SR22 may be required
Classic Car Insurance
A collectible automobile is the result of a number of factors – hard work, painstaking body work, parts procurement, and precision mechanical work. In many regards, the value of a collectible car is immeasurable. How can you put a premium on all the hours of work that went into restoring and refinishing a classic car? At Bill J Murphy Insurance Services, we understand our classic car insurance may not be able to replace the time you invested, but we can certainly reimburse you for its value.
In addition to exceptional liability, Our Classic Car Auto Insurance coverage can provide you with the following services:
In addition to exceptional liability, Our Classic Car Auto Insurance coverage can provide you with the following services:
- 24 Hour Towing
- 24 Hour Policy Access
- Extended liability (for car shows and showcases)
Contact Bill J Murphy Insurance Services today and one of our skilled agents will be happy to explain our Classic Car Insurance in more detail.
Bill J Murphy Insurance Services wants to be here for you to meet all of your insurance needs. Our extensive experience has enabled our dedicated agents to manage multiple policy lines all while saving you valuable time and money.
Remember, we are licensed in most western states (CA, WA, OR, NV, AZ, KS and Texas) so we can help you! One of our dedicated independent agents will always be happy to serve you! With the wonders of modern technology on our side, we can easily help you no matter where you live. Contact Bill Joe Murphy Insurance Services to discover your best insurance options today!
Homeowners Insurance
Purchasing homeowners insurance can get confusing, and at Bill Joe Murphy Insurance Services we understand this. Many mortgage companies require it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowners insurance, you can place your trust in Bill J Murphy Insurance Services, we are an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!
Homeowners insurance can be confusing, and hard to navigate. At Bill Joe Murphy Insurance you can trust our commitment to helping you find the best and easiest way to find coverage for you and your family home.
Homeowners insurance can be confusing, and hard to navigate. At Bill Joe Murphy Insurance you can trust our commitment to helping you find the best and easiest way to find coverage for you and your family home.
Homeowner's insurance coverage doesn't have to be difficult to understand. Typically, a basic homeowner's insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
You can also have supplemental insurance policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your homeowners insurance policy should reflect that. The agents at Bill J Murphy Insurance Services will create a homeowners insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowners insurance policy options or fill out our quick and simple online form for a free homeowners insurance quote!
As one of the area's most trusted insurance agencies, Bill Joe Murphy Insurance Services is committed to serving all of the diverse insurance needs of our customers. We strive to provide our customers with the highest quality coverage/protection they need and deserve.
At Bill Joe Murphy Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates—and most importantly, our comprehensive solutions cover a wide range of risk.
As one of the area's most trusted insurance agencies, Bill Joe Murphy Insurance Services is committed to serving all of the diverse insurance needs of our customers. We strive to provide our customers with the highest quality coverage/protection they need and deserve.
At Bill Joe Murphy Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates—and most importantly, our comprehensive solutions cover a wide range of risk.
Luxury Home Insurance| Bill Joe Murphy Insurance Services
A substantial portion of your wealth is invested into your home. More than conventional homes – and home insurance – luxury homes often need specialized coverage plans and risk-management contingencies. Every home has an intrinsic value, but some homes are more valuable than others. For these homes, Bill Joe Murphy Insurance Services is proud to offer comprehensive Luxury Home Insurance.
A substantial portion of your wealth is invested into your home. More than conventional homes – and home insurance – luxury homes often need specialized coverage plans and risk-management contingencies. Every home has an intrinsic value, but some homes are more valuable than others. For these homes, Bill Joe Murphy Insurance Services is proud to offer comprehensive Luxury Home Insurance.
Our Luxury Home Insurance is designed for:
- Homes valued over $1 million
- Estates with multiple dwellings (for onsite servants)
- Homes with high-value items on display
Bill Joe Murphy Insurance Services provides luxury homeowners with unparalleled coverage. We are proud to be based in California, but the coverage we offer expands beyond our borders and we serve customers' needs in many other states.
As one of the area's most trusted insurance agencies, Bill Joe Murphy Insurance Services is committed to serving all of the diverse insurance needs of our customers. We strive to provide our customers with the highest quality coverage/protection they need and deserve.
As one of the area's most trusted insurance agencies, Bill Joe Murphy Insurance Services is committed to serving all of the diverse insurance needs of our customers. We strive to provide our customers with the highest quality coverage/protection they need and deserve.
At Bill Joe Murphy Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates—and most importantly, our comprehensive solutions cover a wide range of risk.
Commercial Insurance
Anyone can make a mistake, but when you make a mistake at work it can cause loss or worse. Professional liability insurance will make these large mishaps less painful. Protect your business or in-home business or owners policy from financial losses for lawsuits.
Bill Joe Murphy Insurance Services has specialists available to service all of your Commercial insurance, Professional Liability Insurance / Errors & Omissions Insurance, General Liability Insurance needs. We have hundreds of carriers waiting to compete for your business. You owe it to yourself to compare rates and products before you buy. Let Bill Joe Murphy Insurance Company service all your Insurance needs.
Bill Joe Murphy Insurance Services has specialists available to service all of your Commercial insurance, Professional Liability Insurance / Errors & Omissions Insurance, General Liability Insurance needs. We have hundreds of carriers waiting to compete for your business. You owe it to yourself to compare rates and products before you buy. Let Bill Joe Murphy Insurance Company service all your Insurance needs.
Professional Liability Insurance / Errors & Omissions
Errors & Omissions, or E&O, protects clients from liability resulting from errors or omissions in the performance of professional duties. Errors & Omissions is applicable as a general rule to professional business activities such as banking, accounting, law, insurance and real estate.
An error and omission, a mistake, which causes financial harm to another can occur on almost any transaction in any profession. This type of insurance helps to protect a professional, an individual or a company, from bearing the full cost of defense for lawsuits relating to an error or omission in providing covered professional services. This is a separate coverage from a standard general liability or property insurance policy.
Errors and omissions insurance may be appropriate for anyone who gives advice, makes educated recommendations, designs solutions or represents the needs of others such as teachers, consultants, software developers, ad copywriters, web designers, placement services, telecommunication carriers or inspectors. This coverage focuses on the failure to perform, financial loss and error or omission of the products or services sold.
Errors and omissions insurance may be appropriate for anyone who gives advice, makes educated recommendations, designs solutions or represents the needs of others such as teachers, consultants, software developers, ad copywriters, web designers, placement services, telecommunication carriers or inspectors. This coverage focuses on the failure to perform, financial loss and error or omission of the products or services sold.
§ Architects
§ Real Estate Agents or Brokers
§ Teachers
§ Consultants
§ Real Estate Agents or Brokers
§ Teachers
§ Consultants
§ Software Developers
§ Ad Copywriters
§ Web Designers
§ Ad Copywriters
§ Web Designers
§ Placement Services
§ Telecommunication Carriers
§ Inspectors
§ Telecommunication Carriers
§ Inspectors
§ Third Party Administrators
§ Doctors
§ Any Business Professional
§ Doctors
§ Any Business Professional
Bill Joe Murphy Insurance Services wants to be here for you to meet all of your insurance needs. Our extensive experience has enabled our dedicated agents to manage multiple policy lines all while saving you valuable time and money.
Remember, we are licensed in most western states (CA, WA, OR, NV, AZ, KS and Texas) so we can help you! One of our dedicated independent agents will always be happy to serve you! With the wonders of modern technology on our side, we can easily help you no matter where you live. Contact Bill Joe Murphy Insurance Services to discover your best insurance options today!
General Liability Insurance
Does your business have enough liability coverage?
If you are relying on the liability coverage provided through a Business Owner's Policy (BOP), then chances are you do not have enough. Although a BOP does provide liability coverage for businesses, it is often at a small limit and not enough to cover costs due to claims and lawsuits.
General Liability | Bill Joe Murphy Insurance Services
General Liability | Bill Joe Murphy Insurance Services
Does your business have enough liability coverage?
Contact Bill Joe Murphy Insurance Services to discover your best insurance options today!
Contractors Insurance
At Bill Joe Murphy Insurance Services, we understand your profession like few others can, and know the kind of contractor or construction insurance that you need to cover your assets. Whatever your size, specialty, or insurance need, you can find what you're looking for at Bill Joe Murphy Insurance Services. For years our agents have specialized in the contracting and construction business, focusing on general contractors and subcontractors of all types. With our special contractor or construction insurance programs and access to markets, Bill Joe Murphy Insurance Services continually saves time and money for our contractor and construction clients.
What types of Contractor or Construction businesses does Bill Joe Murphy Insurance Services cover?
- Developers
- Janitorial
- Framers
- Drywall
- Painters
- Electrical
- Engineering & roadwork
- Mechanical
- Plumbing
- Roofing
- Landscapers
What types of Contractor or Construction businesses does Bill Joe Murphy Insurance Services cover?
- Package/liability
- Design errors & omissions
- Products/completed operations
- Pollution
- Inland marine
- Property/cargo
- Workers compensation
- Crime
- Auto liability
- Fiduciary liability
- Credit
- Terrorism
- Directors and officers liability
- Employment practices liability
Surety Bonds
Why do I need a surety bond for my business?
- As a business owner, you may need a surety bond to guarantee payment for state sales taxes or utility bills.
- Or as a contractor, you may need to post a license or permit surety bond to guarantee your work for licensing requirements with municipalities.
- Attorneys may have clients that are required to post specific surety bonds, such as; court bonds aka. administrators or executors bonds to guarantee their performance while distributing assets in estate situations.
- Notary publics are required to post a surety bond in most states.
- Surety Bonds may also guarantee a broad range of construction projects and ensure projects are completed on schedule and all parties are adequately compensated.
- Contract bonds guarantee the performance of a written contract according to its terms and conditions.
** Due to the nature of contract surety bonding, contract bonds require extensive underwriting. We recommend contacting us here at Bill Joe Murphy Insurance Services at least one month before bidding on a contract.
Types of Contract Bonds:
A Bid bond guarantees that if a contractor is the low bidder on a project, he/she will enter into a contract and provide a Performance bond. A Performance bond guarantees the contract will be completed according to its terms and conditions. A Payment bond guarantees payment of laborers, subcontractors, and material suppliers.
Example: An electrical contractor may need contract bonds to guarantee the performance of construction contract or to guarantee the supply of goods and materials. Most public works projects required Bid, Performance, and Payment bonds from the contractor. These bonds will guarantee the contractor's performance according to the terms of the contract with the project owner. To learn the specifics of our Bond services for large companies and contracting services, feel free to call and speak to any of our dedicated agents today.
- Bid bond
- Performance bond
- Payment bond
A Bid bond guarantees that if a contractor is the low bidder on a project, he/she will enter into a contract and provide a Performance bond. A Performance bond guarantees the contract will be completed according to its terms and conditions. A Payment bond guarantees payment of laborers, subcontractors, and material suppliers.
Example: An electrical contractor may need contract bonds to guarantee the performance of construction contract or to guarantee the supply of goods and materials. Most public works projects required Bid, Performance, and Payment bonds from the contractor. These bonds will guarantee the contractor's performance according to the terms of the contract with the project owner. To learn the specifics of our Bond services for large companies and contracting services, feel free to call and speak to any of our dedicated agents today.
License & Permit Bonds
License bonds guarantee the Principal will comply with applicable codes and regulations established by the Obligee. (The Obligee is usually a government entity such as a City, Town, or State.) Permit bonds grant a Privilege.
Types of License & Permit Bonds include:
- Electrician's license
- Plumber's license
- General Contractor's license
- Driveway permit
- Sign permit
- Sales tax
Example: Electrical contractors may be required to post a bond as part of their licensing requirements. The obligation of the bond may specify that the contractor will follow the electrical codes established in that city, town, or municipality. The requirements of the bond and ordinance must be understood before the bond is written. The agent may ask you to obtain a copy of the ordinance or law that specifies the requirements and a copy of the bond, if the Obligee has its own. Depending upon the type of obligation, supporting documentation such as signatures, financial statements, and other supplemental information may be required.
Schedule Fidelity Bond
- Used in businesses where employees tend to have greater responsibilities combined with the handling of larger sums of money (real estate managers, bookkeepers, office managers)
- Applicable to a few or only selected employees
- Covered employees will be scheduled or named by position
- Employees can be bonded for different amounts
- Limit of liability is per name/position scheduled
Premiums are based on the amount of coverage, number of individuals scheduled, the amount of coverage for each person listed, the business activities of the insured, and the deductible amount.
Blanket Fidelity Bond
- Covers ALL EMPLOYEES of the named insured unless specifically excluded
- New employees are automatically covered
- All employees are bonded for the same aggregate amount
- Limit of liability applies “per occurrence” as defined in the policy
Premiums are based on the amount of coverage requested, the total number of ALL employees, the business activities of the insured, and the amount of the deductible. Common uses for a Blanket Bond would be:
- Businesses with large numbers of employees
- Businesses with frequent employee turnover
- Organizations with voluntary or honorary positions (not for profit associations)
Public Official Bonds
A Public Official bond guarantees that elected or appointed officials will faithfully perform their duties. The bond amount, as well as duties, are usually specified by statute or ordinance.
Types of Public Official Bonds include:
Umbrella Insurance
What does Umbrella Insurance cover?Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Umbrella Insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner's insurance, car insurance, etc. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.
Most liability coverage that rests within your current insurance policies only covers bodily injury and property damage to others. Umbrella policies will extend those limits to not only provide additional coverage for bodily injury and property damage, but also to cover things that are not listed under regular liability allowances. Every policy is different, so what is considered a covered liability issue under one insurance line may not be covered on another insurance line. Umbrella Insurance kicks in when these situations present themselves and/or you exceed the amount of liability coverage for the events that are already allowed under your regular insurance policies.
Most liability coverage that rests within your current insurance policies only covers bodily injury and property damage to others. Umbrella policies will extend those limits to not only provide additional coverage for bodily injury and property damage, but also to cover things that are not listed under regular liability allowances. Every policy is different, so what is considered a covered liability issue under one insurance line may not be covered on another insurance line. Umbrella Insurance kicks in when these situations present themselves and/or you exceed the amount of liability coverage for the events that are already allowed under your regular insurance policies.
Why should you purchase Umbrella Insurance?
Life & Health Insurance
At Bill Joe Murphy Insurance we have specialists to better serve all of your individual health insurance and group needs. We have hundreds of carriers ready for help you find the best coverage
Bill Joe Murphy Insurance Services has specialists available to service all of your individual health insurance, group health insurance, life insurance and group life insurance needs. We have hundreds of carriers waiting to compete for your business. You owe it to yourself to compare rates and products before you buy. Let Bill Joe Murphy Insurance Company service all your Insurance needs.
Bill Joe Murphy Insurance Services has specialists available to service all of your individual health insurance, group health insurance, life insurance and group life insurance needs. We have hundreds of carriers waiting to compete for your business. You owe it to yourself to compare rates and products before you buy. Let Bill Joe Murphy Insurance Company service all your Insurance needs.
Specialty Insurance
We can help you insure your Boat, Watercraft, off-road vehicle, motorcycle, and flood insurance
Bill Joe Murphy Insurance Services has specialists available to service all of your Boat Insurance, Watercraft insurance, off-road vehicle insurance, motorcycle insurance and flood insurance needs. We have hundreds of carriers waiting to compete for your business. You owe it to yourself to compare rates and products before you buy. Let Bill Joe Murphy Insurance Company service all your Insurance needs.
Bill Joe Murphy Insurance Services has specialists available to service all of your Boat Insurance, Watercraft insurance, off-road vehicle insurance, motorcycle insurance and flood insurance needs. We have hundreds of carriers waiting to compete for your business. You owe it to yourself to compare rates and products before you buy. Let Bill Joe Murphy Insurance Company service all your Insurance needs.
Watercraft Insurance | Boat Insurance
Watercraft Insurance & Boat Insurance| Bill J Murphy Insurance Services
At Bill Joe Murphy Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates—and most importantly, our comprehensive solutions cover a wide range of risk.
Discounts that could significantly lower your insurance premium aren't the only reason to place your insurance policies with us. Competitive pricing, customer service, and peace of mind are more reasons to put us to work for you. We'll help you design a policy to meet your needs. We'll show you what coverage may be available and how to get the personalized protection you need. The fact is that things change, times change, and chances are your policy may need to be updated to meet your changing lifestyle. You've worked hard to get where you are, and you have a lot to look out for. You deserve the right policy at the right price.
Bill Joe Murphy Insurance Services wants to be here for you to meet all of your insurance needs. Our extensive experience has enabled our dedicated agents to manage multiple policy lines all while saving you valuable time and money.
Remember, we are licensed in most western states (CA, WA, OR, NV, AZ, KS and Texas) so we can help you! One of our dedicated independent agents will always be happy to serve you! With the wonders of modern technology on our side, we can easily help you no matter where you live. Contact Bill Joe Murphy Insurance Services to discover your best insurance options today!
Discounts that could significantly lower your insurance premium aren't the only reason to place your insurance policies with us. Competitive pricing, customer service, and peace of mind are more reasons to put us to work for you. We'll help you design a policy to meet your needs. We'll show you what coverage may be available and how to get the personalized protection you need. The fact is that things change, times change, and chances are your policy may need to be updated to meet your changing lifestyle. You've worked hard to get where you are, and you have a lot to look out for. You deserve the right policy at the right price.
Bill Joe Murphy Insurance Services wants to be here for you to meet all of your insurance needs. Our extensive experience has enabled our dedicated agents to manage multiple policy lines all while saving you valuable time and money.
Remember, we are licensed in most western states (CA, WA, OR, NV, AZ, KS and Texas) so we can help you! One of our dedicated independent agents will always be happy to serve you! With the wonders of modern technology on our side, we can easily help you no matter where you live. Contact Bill Joe Murphy Insurance Services to discover your best insurance options today!
Off-Road Vehicle Insurance
Off-Road Vehicle Insurance| Bill Joe Murphy Insurance Services
Let's face it, off road vehicles are fun. Off road vehicle insurance is a critical tool to make sure you keep them fun. Whether you are a recreational ATV rider, or use your side by side to manage miles of fence line, having it damaged, wrecked, or stolen can cause emotional distress and financial loss. We can provide different types of off road vehicle insurance to cover different types of vehicle needs.
ATV Insurance:
All Terrain Vehicles, Quad, Four Wheelers: whatever name you call it, the fun is still just as good. If you're using it as a weekend cruiser, running around the farm, or taking it hunting – having your ATV is a lot of fun, but it's also a big investment. What happens if it's sitting in the garage and a poorly placed battery ruins the gas tank and engine? Does your homeowner insurance cover it? What if you're not on your property and have an accident? Are you or your ATV covered? Even worse, if someone steals it from your backyard, or it's hit while waiting to load your quad onto the trailer at your favorite trail – how are you going to replace it?
If you're lucky enough to have a State managed four wheeler trail network you're most likely going to need insurance for your quad to ride on State land. We can help with all of these scenarios.
Let's face it, off road vehicles are fun. Off road vehicle insurance is a critical tool to make sure you keep them fun. Whether you are a recreational ATV rider, or use your side by side to manage miles of fence line, having it damaged, wrecked, or stolen can cause emotional distress and financial loss. We can provide different types of off road vehicle insurance to cover different types of vehicle needs.
ATV Insurance:
All Terrain Vehicles, Quad, Four Wheelers: whatever name you call it, the fun is still just as good. If you're using it as a weekend cruiser, running around the farm, or taking it hunting – having your ATV is a lot of fun, but it's also a big investment. What happens if it's sitting in the garage and a poorly placed battery ruins the gas tank and engine? Does your homeowner insurance cover it? What if you're not on your property and have an accident? Are you or your ATV covered? Even worse, if someone steals it from your backyard, or it's hit while waiting to load your quad onto the trailer at your favorite trail – how are you going to replace it?
If you're lucky enough to have a State managed four wheeler trail network you're most likely going to need insurance for your quad to ride on State land. We can help with all of these scenarios.
Off-Road Vehicle Insurance| Bill Joe Murphy Insurance Services
Off-Road Vehicle Insurance| Bill Joe Murphy Insurance Services
Motorcycle Insurance
Bill Joe Murphy Insurance Services wants to be here for you to meet all of your insurance needs. Our extensive experience has enabled our dedicated agents to manage multiple policy lines all while saving you valuable time and money.
Remember, we are licensed in most western states (CA, WA, OR, NV, AZ, KS and Texas) so we can help you! One of our dedicated independent agents will always be happy to serve you! With the wonders of modern technology on our side, we can easily help you no matter where you live. Contact Bill Joe Murphy Insurance Services to discover your best insurance options today!