Bill Murphy Specialty Insurance Services Inc | Sonora Ca



 
 

Specialty Insurance

We can help you insure your Boat, Watercraft, off-road vehicle, motorcycle, and flood insurance

Bill Joe Murphy Insurance Services has specialists available to service all of your Boat Insurance, Watercraft insurance, off-road vehicle insurance, motorcycle insurance and flood insurance needs. We have hundreds of carriers waiting to compete for your business. You owe it to yourself to compare rates and products before you buy. Let Bill Joe Murphy Insurance Company service all your Insurance needs.
 

Watercraft Insurance | Boat Insurance

 
Things to Consider

When the days are clear and weather is warm, we know that the first thing on your mind is going out on the water. Your boat allows you to get away from all the stress and pressure of the mainland and kick back by yourself or with good friends. Whether you use your boat to fish, cruise, or race, we know it must be difficult to picture your life without it. At Bill J Murphy Insurance Services, we make sure that you enjoy your time on the water without having to worry about what could go wrong. Our agency specializes in writing insurance policies for boaters, so you can be certain we will provide you with the best protection available. Read more
 
Watercraft Insurance, Bill J Murphy Insurance, Sonora, CA
 

Watercraft Insurance & Boat Insurance| Bill J Murphy Insurance Services

 
Boat Insurance, Bill J Murphy Insurance, Sonora, CA
 
At Bill Joe Murphy Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates and most importantly, our comprehensive solutions cover a wide range of risk.

Discounts that could significantly lower your insurance premium aren't the only reason to place your insurance policies with us. Competitive pricing, customer service, and peace of mind are more reasons to put us to work for you. We'll help you design a policy to meet your needs. We'll show you what coverage may be available and how to get the personalized protection you need. The fact is that things ... Read more
 
 

Off-Road Vehicle Insurance

 
Off-Road Vehicle Insurance| Bill Joe Murphy Insurance Services
Let's face it, off road vehicles are fun. Off road vehicle insurance is a critical tool to make sure you keep them fun. Whether you are a recreational ATV rider, or use your side by side to manage miles of fence line, having it damaged, wrecked, or stolen can cause emotional distress and financial loss. We can provide different types of off road vehicle insurance to cover different types of vehicle needs.

ATV Insurance:

All Terrain Vehicles, Quad, Four Wheelers: whatever ... Read more
 
ATV Insurance, Bill J Murphy Insurance, Sonora, CA
 

Off-Road Vehicle Insurance| Bill Joe Murphy Insurance Services

 
 
Dirt Bike Insurance, Bill J Murphy Insurance, Sonora, CA
 
Dirt Bike Insurance:

Race on the weekend at your local track? Ride recreationally? An off road motorcycle is a big investment too. Many people who compete in enduro rides have to be registered and insured even hare scrambles can require coverage for your motorcycle. If you participate in activities where coverage is required, or want to protect your investment we can design the right policy to protect your dirt bike too.

Side-by-side and Full size 4wd Insurance: Read more
 

Off-Road Vehicle Insurance| Bill Joe Murphy Insurance Services

At Bill Joe Murphy Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates and most importantly, our comprehensive solutions cover a wide range of risk.

Discounts that could significantly lower your ... Read more
 

Motorcycle Insurance

 
Whether you're a weekend warrior, a casual rider, or a hardcore motorcyclist, our motorcycle insurance policies offer protection specifically for you, your bike, and your accessories. Our policy is designed to meet the personal and financial needs of motorcycle owners and enthusiasts.

You select the type of coverage and deductibles that best cover your motorcycle and your lifestyle, and we'll do the rest. We shop multiple carriers and offer competitive prices plus convenient payment plans, and we'll place your coverage with a company that has the financial stability to be there when you need them most. Read more
 
Motorcycle Insurance, Bill J Murphy Insurance, Sonora, CA
 

Bill Joe Murphy Insurance Services wants to be here for you to meet all of your insurance needs. Our extensive experience has enabled our dedicated agents to manage multiple policy lines all while saving you valuable time and money.

 

Flood Insurance

 
Flood Insurance, Bill J Murphy Insurance, Sonora, CA
 
Flood Insurance| Bill Joe Murphy Insurance Services

Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs. Homeowners insurance does not cover floods.

Although it may not seem as necessary as homeowners insurance, flood insurance is important if you want to keep your home safe and your possessions secure.... Read more
 
Different types of policies are available based on your property's location and flood history:

  • Standard Flood Insurance Policies

If you live in a community that participates in the NFIP, your building and its contents can be covered by a standard flood insurance policy. The National Flood Insurance Program (NFIP) was established by the Federal Government to help communities who “voluntarily participate in the NIFP by adopting and enforcing floodplain management ordinances to reduce future flood ... Read more
 

Renters Insurance

 
What is Renters Insurance?

Basically, renters insurance acts as a homeowners insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house, duplex, etc., renters insurance can protect you and your assets. Having renter's insurance can help devoid costs of damages should anything happen to a rental property that you are living in.
Doesn't My Landlord's Insurance Cover Me?

NO! Do not make the mistake of assuming your landlords homeowners insurance will cover you and your assets.
 
Renters Insurance, Bill J Murphy Insurance, Sonora, CA
 
A landlord's policy covers only the physical structure of the rental property, not your belongings. If the person who owns the building has rental insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for covering your belongings.
Purchasing renter's insurance ensures that your property is protected. Don't make the mistake of thinking you are invincible; you need insurance for ... Read more
 

Earthquake Insurance

 
Earthquake Insurance, Bill J Murphy Insurance, Sonora, CA
 
There are two common mistakes that people make regarding earthquake insurance. One, most homeowners assume their home insurance policy will cover the damages associated with earthquakes and choose not to add additional coverage's. And two, even if a homeowner is aware of earthquake insurance, they will opt out of the coverage because they feel it is unnecessary.

Depending on the coverage options you choose, earthquake insurance will cover the cost of your damaged home and any assets that are damaged on your property.
 
Do not make the mistake of thinking earthquakes are regional or too far in-between every area of the country is at risk for earthquake damage. Although some areas are much more of a risk than others, no area is immune.
Contact Bill J Murphy Insurance Services to receive more information on securing an earthquake policy and protecting your home and assets.
 
As one of the area's most trusted insurance agencies, Bill J Murphy Insurance Services is committed to serving all of the diverse insurance needs of California individuals, families and businesses. From low cost California auto insurance to something as distinct as California motorcycle of off road insurance we strive to provide our customers with the highest quality coverage/protection they need and deserve.
 
Earthquake, Bill J Murphy Insurance, Sonora, CA
 
At Bill J Murphy Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates and most importantly, our comprehensive solutions cover a wide range of risk.

Discounts that could significantly lower your insurance premium aren't the only reason to place your insurance policies with us. Competitive pricing, customer service, and peace of mind are more reasons to put us to work for you. We'll help you design a ... Read more